Loan consolidation and finance business and investments

I would like to a loan for consolidation of my loans that will appear in my payslip mam/sir. those was loans are for my family emergency needs and to free my parents on their debts when im still single. I also reloaned those loan and try many types of business that will suite my time since i was employed.. those time i did not succeeded but thanks for those failure because i came up to this and decided to pursue and finace my business venture while im working. specially now that im the only one my parents and my two daughters counting on ... as you can see in my payslip because of those loans i only receiving my Net for almost seven thousand pesos (php 7000). i cant even figure out how start finacing my business if my salary net is not enough for the needs of my family . I wanted to have a business because i know even though i have stable work its still not enough for my daughters future as well as to give a good and comfortable for my parents which i cant give as of now.. they were the one whos watching my kids while im working her.. I also wanted to practice the business skills and to show every one else especially to my self. that i can make it there was a time that the persons i used to be with that i thought at the end will be there even in my downs .. they already turn there back. now im alone but still fighting never lose hope .. I also tried to go to the banks and other lending but they said i have to have credit cards first or im not qualified or too many requirement.. If they only knew why im doing this and the purpose of my loan..